Member Choice Checking
This account offers basic checking services with no monthly fee and no
minimum balance requirement.
- Unlimited check writing and withdrawal privileges.
- Free VISA Check / ATM Card with no annual fee
- Free electronic or paper statements.
Member Select Checking
There is no service charge with this account when you maintain a minimum
balance of $500. If your balance falls below $500, a $5
charge for that statement period applies.
- Unlimited check writing and withdrawal privileges.
- Free VISA Check / ATM Card with no annual fee.
- Free electronic or paper statements.
- Free cashier's checks.
- Free photo copy service (some restrictions apply).
- Free order of 50 Emerald Cut checks, when
accompanied by your first check order (new accounts only).
Member Premier Checking
This account is packed with rewards. Member
Premier checking is free when you maintain an aggregate balance of $5,000
in any combination of deposit or loan accounts with Minnesota Valley. All deposit
accounts qualify, including certificates of deposit. Collateral, signature
and real estate loan balances qualify (including first mortgages and lease
balances, but excluding student loans and VISA accounts). If your
aggregate balance falls below the required minimum of $5,000, a
maintenance fee of $7.00 will apply for that statement period.
- Unlimited check writing and withdrawal privileges.
- Free VISA Check / ATM Card with no annual fee.
- Free electronic or paper statements.
- Free cashier's checks.
- Free photo copy service (some restrictions apply).
- Free order of 50 checks, when
accompanied by your first check order (new accounts only).
- Free fax service (some restrictions apply).
Emeritus Club Checking
A special account for members age 55 plus. No minimum balance or
monthly fee applies.
- Unlimited check writing and withdrawal privileges.
- Free annual gift pack of 150 Emerald Cut checks.
- Second box of checks free annually with a balance of $10,000 in savings
and/or loans.
- Free VISA Check / ATM Card with no annual fee.
- Free photo copy service (some restrictions apply).
- Free fax service (some restrictions apply).
- Free cashiers checks.
2nd Chance Checking
This account is offered to
members who have a history of overdrafts or non-sufficient fund
charges. There is a $10 monthly service charge associated with this
account. However, if the member is allowed to open a regular checking
account, half of the total accumulated service charge will be
refunded. Click here for
more information...
- Free VISA Check / ATM Card with no annual fee.
- Guaranteed $100 Line of Credit
- Free electronic or paper statements
- No check blanks allowed
- Strict overdraft policy
- 2nd Chance Savings Account
- Unpaid Account Closure Repayment Plan (if applicable)
- Required Direct Deposit (if applicable)
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Resources
ORDER
CHECKS
Order
checks fast with just a few clicks. Customize
your checks or browse
the
collection of designer covers, calculators, wallets and more...
FIND
AN ATM
Locate an ATM
in your area, or anywhere, that is part of the Shazam Privilege Status
Network. The Minnesota Valley Visa Check Card is accepted at cash
machines worldwide. Withdrawals made at any Minnesota Valley or
Shazam cash machine are free.
INSURANCE
ESTIMATOR
The National Credit Union Administration (NCUA) is an independent
agency of the United States Government. NCUA regulates, charters,
and insures the nation's federal credit unions.
Other Share Draft (Checking) Options
For your convenience, more than one draft/checking account is available
under your base member (account) number. All features are the same as the
primary draft/checking account described above, plus:
- Second Draft/Checking Accounts
- $100 minimum balance.
- $2 monthly service fee if balance falls below $100.
- Automatic overdraft protection from shares (line-of-credit overdraft
protection is not available).
- Small Business Accounts
- No minimum balance.
- Limit 10 checks and 10 deposits per month.
- Limit 5 ATM withdrawals per month.
- $5 monthly service fee.
- Medium Business Accounts
- Federal Tax ID# required.
- Limit 50 checks and deposits (including ACH
transactions).
- Limit 10 ATM withdrawals per month.
- $5 monthly service fee.
- Large Business Accounts
- No minimum balance.
- Monthly service fee based on transaction volume.
- Organization Accounts
- Automatic overdraft protection from shares (line-of-credit
overdraft
protection is not available).
- - Federal Tax ID# required.
Automatic Payroll Deposits
Minnesota Valley accepts payroll deposits to member
accounts
from any employer who participates in this service.
Direct Deposits and Payments
You can conveniently deposit government, pension, and/or
payroll checks. Minnesota Valley accepts direct deposits via the
Automated Clearing House (ACH) system. You may also set up automatic
debits to pay insurance premiums, utility bills, mortgage payments,
etc., according to your needs.
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