| Internet
Banking |
|
| Online Banking |
FREE |
| Online Bill Payer |
First 10 bill payment transactions per month are FREE; additional transactions
are $.25 each. |
VISA Online Access
"My
Card Info" |
FREE |
| |
|
| Checking,
Overdraft and NSF charges |
|
| Automatic Savings Transfer
(checking overdrafts) |
$4.00/day |
Business Account Checking
$500.00 minimum balance maintained
Below $500.00 minimum balance |
$5.00/month
$12.00/month |
Check Cashing
(inactive accounts) |
$1.00 per $100
$2.00 minimum |
Check Cashing
(non-members) |
$1.00 per $100; minimum $2.00 each |
Check Collection
(on foreign country checks) |
$10.00/each |
Check Copy:
(on member's account)
View copy of check
Printed copy of check
Mailed copy of check |
$1.00 each
$2.00 each
$0.25 |
| Courtesy Call for Overdrawn Checking |
No Charge (2/month) |
Overdraft:
Check Paid
Check Returned
Check Deposit
ACH Loan Payment NSF
Bill Payer NSF
Daily max over 5 items paid
Daily max over 5 items returned |
$21.00 each
$21.00 each
$10.00
$10.00
$21.00 each
$105.00/day
$105.00/day |
Reconcilement
(checking account) |
$30.00/hour |
Return Statement
(wrong address) |
$1.00/month |
Returned Check
(Check deposited from another financial) |
$10.00 each |
Second Checking
(balance below $100) |
$5.00/month |
Statement Copy
Issued over 3 months ago |
$2.00/month
$3.00/month |
Stop Payment
(Check, ACH or Bill Payer) |
$20.00 each |
Small Business Account Checking
No minimum balance |
$5.00/month if exceed account limits |
| Health
Savings Account Yearly Fee |
$10.00 |
| |
|
| Check
Issue Charges |
|
| Cashier Check |
$2.00 each
(free with Member Select, Emeritus, Premier accounts) |
Cashier Check Reissue
(after 91 days) |
$10.00 |
| |
|
| ATM
Fees |
|
ATM Surcharge
On debit & credit cards other than MVFCU |
$1.50/transaction |
| VISA Debit Card |
FREE |
| VISA Credit Card |
No Annual Fee - 10.0% APR*
variable rate
No fee for cash advances and balance transfers |
VISA Check Card Replacement
Rush Order |
$10.00/card
$30.00/card |
| VISA Foreign Transaction |
1% of transaction |
| VISA
Travel or Gift Card (Atira) |
$2.95 each |
| |
|
| Individual Retirement Accounts |
No Annual Fee |
|
|
| Statement/Account
Assistance |
|
| History Printout |
$2.00/page |
| Research |
$20.00/hour |
| Photocopy |
$.10/page
(7 free copies/month: Member Select, Emeritus, Premier accounts) |
| Extraordinary Processing |
$10.00 |
|
|
| Miscellaneous |
|
| Fax |
$1.00/page
(2 free/month: Member Select, Emeritus, Premier accounts) |
| Foreign Currency |
$5.00 over our cost |
| Inactive Savings Account* |
$2.00/month |
Loan Payments Past Due:
First Mortgage (past due over 15 days)
All Other (past due over 10 days)
Visa
Coupon Book Replacement
Delinquent loan correspondence
|
5% of payment
5% of payment
$25.00
$2.00 (first one free)
$3.00 (max $6 a week)
|
| Origination Payment Return |
$10.00 |
Telephone Balance Inquiry Call
(up to 5/month) |
No Charge |
Telephone Funds Transfer
(up to 5/month) |
No Charge |
Loan Payment
by Phone
(for Visa debit or credit cards only) |
$5.00 |
|
|
| Wire
Transfers |
|
| International (outgoing) |
$45.00/transfer |
| International Western Union (outgoing) |
$30.00 for $500 and under, $50.00 over $500 |
| Domestic (outgoing) |
$15.00/transfer |
| Domestic Western Union (outgoing) |
$29.00 per transfer |
|
|
| *Inactive account means the member is over 18, has only an S1 account, no
other account relationship, balance less than $100, no activity for 12
consecutive months. (UTTMA exempt). Fee to cover data processing,
postage and other direct costs. *=Annual Percentage Yield. |
