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Home Equity Makes It Happen

If you've been dreaming of fixing up your house or buying a new car, you can make it reality with a home equity loan or home equity line of credit. By using the equity in your home, you can:

  •  Pay for a college education.

  •  Repair or make improvements to  your house.      

  •  Buy an automobile.

  •  Start your own business.

  •  Pay for medical expenses, emergencies, or big-ticket items.

And remember, home equity loans and lines of credit usually are tax deductible. Ask a tax adviser if you qualify

With rates as low as 4% APR* for Home Equity LOC’s and as low as 5.24% APR* for fixed rate installment loans, there’s no better time. See a loan officer for details.              * = Annual Percentage Rate.

Refer Your Friend And Receive Cash Now

Invite a friend, relative, or co-worker to join Minnesota Valley FCU, and we'll give you FREE CASH!  Something as great as Minnesota Valley FCU shouldn't be kept a secret. Share the benefits of your membership with your family and friends and we’ll reward you with $35 in cash (if your referral deposits at least $2500 or takes out a loan of $2500 or more).  Remember, the person you refer must live, work, volunteer, worship or go to school in Blue Earth, Nicollet or Le Sueur Counties and any business located within or immediate family members wherever they live.  Contact us today to see how easy it is to earn some free green.  

Sign Up For E-Statements

We offer the safety and convenience of replacing your paper statement with an e-statement. Sign up to receive your monthly or quarterly statement electronically at the beginning of the month. Keeping an e-file of your statements is safer than your paper statement sitting in your mail-box where it is possible someone could take it. Online, your statements are secure and only you can access them. Click here to sign up or call 507-387-3055 and ask for Ben Suker or April Hillmann.

"All About Cars" Member Education Seminar

Mark your calendars for 6:00 PM-8:15 PM on Thursday, September 23rd at the 1640 Adams Street location, to attend another FREE member educational seminar. We will touch on topics such as Car Shopping, Foreign vs. Domestic, Using a Car Inspection and Test-Drive Checklist, Deciphering Financing Options: Cash Back Rebate vs. 0% Financing,  Saving on Car Insurance, Auto Repair and Maintenance, Car Problems? Repair or Scrap, and Cars from the Future-35 Years From Now. A light dinner will be served. Please RSVP by calling us 387-3055. 

Get Prepared & Get Pre-Approved

We know you don't want a loan. You don't want the hassle. But at Minnesota Valley we make it easy! Visit us and you'll be prepared for the adventure. Get pre-approved for a loan before you shop, you'll know exactly what you can afford and what price range of vehicles to tell the dealer you're looking for. We'll supply a pre-approval slip for you to give to the dealer. It looks like a cashier's check and shows the dollar amount you're pre-approved for. Dealers recognize the form and it shows that you're considering financing your auto through the credit union. A smart move, since credit unions generally offer lower rates than banks on used and new-vehicle loans. Online application.  

MVFCU Visa Credit Card 

The Minnesota Valley FCU Visa Credit Card offers you a variable rate of 10.0% APR* with a maximum rate of 14.9%*. This card will save you money, with low to no fees. No balance transfer fees, no annual fee, no cash advance fee and no hidden fees or gimmicks. It also comes with fraud monitoring, which will give you peace of mind. If you do not yet have a MVFCU credit card, contact us to apply, at 387-3055 or click here to apply online. *APR=Annual Percentage Rate


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Minnesota Valley Federal Credit Union
1640 Adams Street  ·  Mankato, MN 56001
(507)387-3055 or (800)247-0522
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